At 19 years old, you have a lot of important things to consider: college, jobs, bills… and even motorcycle insurance. It’s true that motorcycle insurance can be somewhat expensive for 19-year-olds, but there are still ways to save money on your coverage.
First of all, it’s important to understand why motorcycle insurance is more expensive for 19-year-olds than it is for other age groups. The reasoning behind this is actually quite simple: motorcyclists who are 19 years old are considered by insurers to be “high risk” customers because they are seen as inexperienced riders and therefore more likely to be involved in an accident. This makes them a more costly investment for insurance companies, which translates into higher premiums.
In spite of this, there are still ways that 19-year-olds can save money on their motorcycle insurance. One of the best ways to do this is to get a number of different quotes from various providers and compare them. Doing so can help you make sure that you’re getting the best deal possible. Additionally, you may want to look into any discounts offered by the insurance company. Many companies offer discounts for young riders if they complete a safety course or are part of an organization such as the Motorcycle Safety Foundation.
Ultimately, motorcycle insurance for 19-year-olds isn’t necessarily cheap, but with the right strategies you can save yourself some money. By comparing quotes and taking advantage of discounts, you can make sure that you’re paying the lowest possible rate for your coverage.
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